Kit used Lessons of Love designed by Stina. It is a PTU kit and can be purchased from HERE

Tube of choice i am using one from Irene Shpak i'm not for sure if she's selling her work anymore. She was at MPT but am not seeing her there anymore.

Template i am using is from Kristin and it is Temp 15 can be downloaded from blog from HERE

Font of choice.

Open template in psp image resize it 80 percent all layers checked. Then image canvas size 650 by 650.

Select the rectangle selections float, defloat then add a paper of choice invert and delete access off. Selections none.

The word art Love select it then add a new raster layer and flood fill with a color of choice from tube. Selections none. Delete orignal layer.

Hearts select those and choose another paper of choice invert and delete access off. Selections none.

Circle select it and then choose another piece of invert and delete access off.

Now take your tube of choice select your rectangle layer again add a new raster layer and then paste into selection. Selections none. 

Now add any elements of choice.

Add your copy right information and your name. Merge visible and resize to liking.